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C

Coverage

Part C (Advantage)

Medicare Advantage plans from private insurers.

Part C — also called Medicare Advantage — is an alternative to Original Medicare offered by private insurers approved by Medicare.

Advantage plans bundle Part A, Part B, and usually Part D, and often include extras like dental, vision, or fitness benefits.

Key points

You still pay your Part B premium; the plan may add a premium of its own.
Uses networks (HMO/PPO) — check that your doctors are included.
Yearly out-of-pocket max on Part A and B services.
You can switch during AEP (Oct 15 – Dec 7) or the Medicare Advantage OEP (Jan 1 – Mar 31).

Next steps

Original Medicare vs. Advantage — how to choose →Annual Enrollment (AEP) →Medicare Advantage Open Enrollment →Ask about Medicare Advantage →

Related topics

Part A

Hospital insurance — what's covered and what it costs.

Part B

Doctor visits, outpatient care, and preventive services.

Part D

Prescription drug coverage and how to choose a plan.

Medicare Supplement (Medigap)

Fills the gaps in Original Medicare — deductibles, copays, coinsurance.

Educational only. This information is not personalized advice. For your specific situation, verify at Medicare.gov or speak with a licensed Medicare professional.