Medicare Made Clearby Divine Path Financial

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A

Coverage

Part A

Hospital insurance — what's covered and what it costs.

Part A is hospital insurance. It covers inpatient hospital stays, skilled nursing care after a hospital stay, hospice, and some home health care.

Most people pay $0 premium for Part A because they (or a spouse) paid Medicare taxes for at least 10 years while working.

Key points

Premium-free for most people at 65.
Has a per-benefit-period deductible for hospital stays.
Covers inpatient care, not doctor visits (that's Part B).
You should usually enroll at 65 even if you're delaying Part B.

Next steps

Part B →Costs overview →Ask about Part A →

Related topics

Part B

Doctor visits, outpatient care, and preventive services.

Part C (Advantage)

Medicare Advantage plans from private insurers.

Part D

Prescription drug coverage and how to choose a plan.

Medicare Supplement (Medigap)

Fills the gaps in Original Medicare — deductibles, copays, coinsurance.

Educational only. This information is not personalized advice. For your specific situation, verify at Medicare.gov or speak with a licensed Medicare professional.